We are still waiting to hear back about the house in Air Park, they got a few more applications from people to rent it so now it won’t be until Friday before they have a decision after first saying that they would know Tuesday, then Thursday. At least if we don’t make the cut there then we won’t have to look that far for a place anymore. The lady that owns the house where we are at now has broken her silence and said that we can stay an extra month so that puts the house in Roca that Jessica’s friend owns back in the running again. It’s not as nice but it splits the commute to work more evenly and has a fenced in yard and 2 car garage. Costs a fortune to heat and cool though. I was correct that they are planning to let the bank foreclose on the place where we are at now. How the hell did I know that? Maybe because I had to do it myself when I couldn’t sell my place either during my divorce. It was either that or declare bankruptcy. At least it was a VA loan so everyone got their money.
I’m going to have some trouble in this class I’m taking. The class is “Investments”. I’m only a couple days into it and there’s a lot of algebra that they take for granted that I know. It’s been a few years since I’ve taken my algebra classes and I’m definitely rusty on it. I’ll just buckle down I guess and push through it. It’s tough.
I’m a bit of a geek on the investment stuff. I had a couple of semesters of securities analysis (one fundamental, one technical) and did some cyclical regression analysis in the 1970’s on a DEC mini-computer (this was before PCs). Made me smart enough to lose a little bit of money then and a whole lot of money later. I’m starting to get it figured out but it’s kind of the “if I knew then what I know now” kind of thing. Unfortunately, the money was lost “then” and it doesn’t appear to be making a comeback “now.” My problem is not the math it’s letting my emotions and brains get in the way and try to outsmart the models. There’s a whole field of study now in “behavioral finance” and a good class or some good reading would have paid off. I’d be interested in what text you’re working with and what kind of math you’re doing. If you can’t do it with excel then it’s probably too complex to mess around with.
You and Jessica should come down to KC sometime. Mike
Here is the book that I am using for the class. It’s not like the math is that hard, it’s all pretty elementary algebraic equations but they don’t seem to tell you what the equations are that you are supposed to be using or what numbers you are supposed to plug in for each variable when they actually do. It just seems to be assumed that you already know how to figure it out. I’m a pretty intelligent person on most things but my brain doesn’t seem to be wired to see the answer when it comes to math problems like it does on most other things where I can look at it and understand and comprehend. It’s been a few years since I took classes on that kind of stuff and I really struggled with it then. I look at the text and it is literally like someone is speaking a different language, it’s not retained or understood without a lot of difficulty. Oh well, I’ll just continue with my normal strategy of doing the best I can on every assignment and in the end I get a pretty decent grade.
Yea we will have to figure out a time to come down there, it’s difficult when she is working though because we never have the same days off on the weekend when other people are out and about as well. Normally she would be getting laid off pretty soon so that would make it easier but so far the word is that they are going to be keeping her on into January instead of around the beginning of October like normal. That’s pretty good for budgeting purposes, last year was pretty tight on money.
$150! … and no preview, table of contents or anything. I have an idea what they are talking about with regard to asset allocations but it’s not something I’m deep in. Could be interesting but might also be a bit like rocket science for the average 401K / IRA investor. You’ll do good I’m sure.
Yea, college textbooks are a complete ripoff. Now you know why it’s taking me so long to graduate when I pay for these classes out of my pocket. I searched forever and got this one for around $100. The thing that pisses me off is that I’ll try and sell it in about a month and a half and it will be worthless. Well, maybe I might do ok on it considering the current price, I might be able to break even, but probably not.